Talk to a knowledgable FHA loan officer.

These are the people that can be worked/groomed into giving you some very good deals.Start making a list of addresses and visit your county courthouse to look up ownership (public knowledge).

The add-on was not permitted to the seller's knowledge.

Getting things done is all about tactics, connections, trust, experience, knowledge and knowing the battlefield while having the ability to win if there is a battle ......what's that worth?

Sounds like you need some more knowledge before your jump in.

yes, that sounds about right, but in the $100k ARV range I'm finding it tough to find 80% deals.I try to stay in within 10 miles of my house, I avoid any neighborhoods that have a lot of rentals (which is sort of funny), etc.I'm having to look outside of my preferred neighborhoods/school areas (not school districts, but say in Mesquite, there are certain schools that renters prefer, so I really prefer to buy in the areas that qualify for those schools.Erik Drentlaw yes, that's the idea anyway, I haven't actually gotten myself to "pull the trigger" on any of those deals,,I try to follow my business model closely, and this is something that doesn't "fit"

Now I know there are a great number of people here with wisdom and knowledge, so I would like to ask would you focus on investing and paying down consumer debt ?

If the answer is no, you probably won't be able to find buyers.The key is knowing what investors would be willing to pay...that takes education, research and knowledge of your buyer market...

So much knowledge and sharing.

I am super excited to be back in the game with more knowledge than ever, a thirst to learn and eagerness to meet fellow BP members and investors.PS - I tell everyone I speak to about Bigger Pockets.com - love this place!