The additional premium for doing so is usually negligible.You should also add loss of rental income - again a pretty small premium increase for valuable coverage.Insurance companies have been adding value to these policies by including various tools to help landlords manage their properties, as well as adding packages of endorsements.  

I looked at the rentprep and am actually thinking about doing that instead and using the $40 package for my screenings.If you dont mind me asking, is that the package that you use?

The title company will prepare and record the deed.Your "CYA form" should be part of the closing package at the title company.

See section in bold/underlined belowBelow is an article from the Washington PostTax change in coronavirus package overwhelmingly benefits millionaires, Congressional body findsMore than 80% of the benefits of a tax change tucked into the coronavirus relief package Congress passed last month will go to those who earn more than $1 million annually, according to a report by a nonpartisan congressional body expected to be released Tuesday.The provision, inserted into the legislation by Senate Republicans, temporarily suspends a limitation on how much owners of businesses formed as "pass-through" entities can deduct against their nonbusiness income, such as capital gains, to reduce their tax liability.

Look there is nothing wrong with offering a package, a product a course, mentorship, but heck focus on the success of your students as a priority.

We originated a 9 loan package a couple of years ago that had a 10 year prepayment penalty. 

Have them mail you a bidder package so that you have time to read and understand it - it will contain a sample of the contract you are expected to sign if you are the successful high bidder and it will also have other disclosures in it.IMPORTANT --- Have your financing lined up - Be ready to do businessYou should have a credit line - so that you are able to write your own loan.

If you want to have this rental property "on the side" and offer philanthropy at your discretion as a way of giving back, go for it - that's an appeal of operating your own small business. 

.) = $150,000 Total investment = $370,000Average price per square meter (with remodel) = $1,480Average price per square foot (with remodel) = $137.54 bedrooms4.5 bathrooms2 glass enclosed patiosAnnual property taxes = $1,700 per yearMonthly utilities are about $300/monthAdministration (HOA) is about $200/monthCable+Internet package is $50/month, I pay for fast speeds for remote workers and digital nomadsAnnual insurance is approximately $835 for the year and provides complete umbrella coverage for $1,000,000The full-time housekeeper is $425/month and helps with all cleanings between reservations, but because she handles two properties, her cost average per month for this property is really about $213/month.The maintenance guy is paid ad-hoc and as needed; I estimate only about $50/monthMy overall cost of ownership is low totaling about $975/month. 

Penthouse specifications:Purchase price: $315,000315 square meters = 3390 square feetAverage price per square meter = $1,000Average price per square foot = $92.653 bedrooms4.5 bathrooms1 services room (for a housekeeper or nanny)1 patio, 1 balcony, and 1 rooftop terrace Annual property taxes = $1,650 per yearMonthly utilities are about $360 with short-term rentals, much higher than they are with long-term renters which typically average $180/monthAdministration (HOA) is about $310/monthCable+Internet package is $51/month, I pay for fast speeds for remote workers and digital nomadsAnnual insurance is approximately $300 for the year and provides complete umbrella coverage for over $500,000...it’s very cheapThe full-time housekeeper is $450/month and helps with all cleanings between reservationsThe maintenance guy is paid ad-hoc and as needed; I estimate only about $50/monthMy overall cost of ownership is low totaling about $1000/month.