C'mon now.Am I missing something with your story here?

This is the key most developers are missing.

Was there anything else you noticed I may be missing or have any insight on anything?

I spoke with a long term lender and they discussed they see no problem with the numbers and the example is very common, but is there anything I am missing?

On top of that I was trying to self manage the property and was constantly having to get in touch with my tenants about late and missed rental payments.

So you don't have any losses for income missed out on- you just have less income.

A new article in the Wall Stree Journal outlines change to the way that FICO will be calculated, with mor emphasis on recent miss payments and debt incurred. 

Some of you are missing the point.

I am actively seeking someone that can do my taxes for this year, but also who can direct me a little bit for decisions in the future so that I can make sure I am not missing out on tax benefits and avoiding tax pitfalls.

Such as what to do, what not to do, something I might be missing.. etcAs always, I appreciate for all the people who're reading this and advices and knowledge.