People have to work, have to qualify, have to contribute...

Real estate, student loans, and just about anything else it can screw up have been contributing to this weakening economy.Shrinking Skilled Labor Force BP article

2) if you just contribute the capital as your contribution/capital to your business, you are not going to taxed on that capital.

I would very much like to contribute to the needs of our community.

@Stephanie Potter Thanks for the thread contribution.

I'm excited to be here and I hope to this becomes a community I grow to actively participate in and contribute to.

I know this post wasn't meant for realtors, but in equal effort to help shed light on the situation from an agents side, I thought I'd contribute. 

Some of them include:Checkbook controlNo need for a custodian (eliminate all custodian, transaction and asset-based fees)Large contribution limit up to $55,000 per year (10X higher than an IRA)Tax-free investing using designated Roth accountExempt from UBIT on leveraged real estateand more!

@Mark Ryan PetersonIf you are self-employed and have no full time employees, then taking advantage of a Solo 401(k) or SEP IRA would give you the ability to make significant contributions and reduce your taxes.If you are employed by someone else, or have employees, then your options would be limited in terms of making new contributions.Best to discuss with your CPA.Assuming you can sock away a good amount into a retirement plan, and/or have some previous 401(k)/IRA savings to start with, investing that tax-sheltered money into real estate or related such as mortgage notes could be a good option for diversification of the plan. 

They work fulltime and between the two bring in the majority of the $1.1M we needed to pay down.While I also bring in a significant part of that equity I benefit from my partners equity contributions.