Hi All,I'm doing the math on the benefits of investing 2K a month into paying my mortgage off early and it looks too good to be true so I'd really appreciate others thoughts on my math:$755K, 28 yrs remaining on a 30Yr fixed @ 3.625%. $3,580 monthly payment$448K in interest due over the remainder of the loan.Accelerated schedule (no-refi): $2K additional payment per month will finish the loan in 15 Yrs$217K in interest paid over next 15 Yrs saving 230K (448 - 217) in interest payments.230K / 15 = $15K saved per yr for $24K per yr in addition payments = 63% ROI on the additional payments!

The water and sewer bill will ALWAYS remain in the Owner’s name therefore the ultimate responsibility of the water and sewer bill will ALWAYS fall onto the Owner.See http://www.clevelandwater.com/customer-service/faq for more info.The Holton-Wise Property Group does not charge the tenants for water and sewer usage because of all the legal difficulties put in place by Ohio Landlord Tenant Law and the City of Cleveland, Division of Water.

3) 2 out of the 3 remaining units will be Section 8, but I do not plan to continue with the section 8 program once their current leases are up.

I think these things will remain part of the business and we won't ever be able to get rid of these types of people.

Built in 1978, it is a 9000 sq foot land area, 3 storey shophouse building with 4 shops in the ground floor and 24 small 2Bed/2Bath apartments above. 50% the building is rented out (almost NNN arrangement) to a very stable national bank for the last 30 years, with another 10 - 15 years remaining on contract.

To qualify we would have to reduce the debt remaining on one of our cars by 9k immediately.For FHA, our out of pocket cost (including down payment, lender credit, closing costs) would be about $66.3k at 3.25% interest.For homepossible, our out of pocket cost (including down payment, lender credit, closing costs and lump car payment) would be about $77.5 at 3.125% interest.The FHA doesn’t look so bad but because of the upfront 10k mortgage premium, we calculated that home possible would save us about $13.5k over those 2 years (calculations include monthly mortgage insurance payments and the 10k MIP).

Your cash-on-cash returns will remain high- remember if you pay them off you will have a large amount of equity tied up making a lower return.

As soon as the gentleman checked in to the Vacation rental he called us and mentioned there was a weird smell in the air and he could not remain in the property.

For example, if there are 10 monthly loan payments remaining on your 401k participant loan and the next payment is due April 15, 2020, you can elect to delay making such payments until January 15, 2021 and at that time would need to make 10 more monthly payments through October 15, 2021.

Demand will remain strong, but price appreciation seems to have very little left in the tank.