The best information on this topic is a book written 42 years ago “invest in debt” by Jimmy Napier  

It's a tough market right now, this thread is to encourage those who might be going through a rough time in their business.

I have this tenant who has been staying on the property for last 8 years.

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Economists note that job growth in typically underreported industries fell by 42,000 compared to the 6-month average, suggesting August’s numbers may understate actual gains.Key Employment GainsConstruction: +34,000 jobs, driven by heavy civil engineering and nonresidential trade contractors.Healthcare: +31,000 jobs, though slower than the past year's monthly average of 60,000.Social Assistance: +13,000 jobs, with more modest growth compared to previous months.Other growing sectors include financial activities, wholesale trade, and government (+24,000 jobs).Job Losses and Sector StrugglesManufacturing: -24,000 jobs.Retail: -11,100 jobs.Temporary help employment continues to shrink, reflecting business uncertainty.Wage and Fed Policy ImplicationsWages rose by 0.4% in August, up 3.8% year-over-year, supporting a cautious approach by the Federal Reserve on deeper rate cuts.

Hello, I hope whoever is reading this post finds themselves well.

How did you find this deal and how did you negotiate it?

This next month (July 1st) is the first month collecting rent with them, but so far it's been very easy to use- and the monthly cost is right ($0!)

This week the FED outshined expectations and instead of a .25 basis point reduction they cut it by .50% which is huge for home buyers!

This is a real concern, especially in competitive markets.