Now I'm skeptical about virtual business addresses.

Now I see that county posted list of exceeded funds and for this property there is $20k-$5k= $15k remaining balance and bidder can claim.

I am not after cash flow right now.

BUT now you need to reinvest that cash at the same or greater ROI. 

Now however, it's a completely different.My 2018 BP ArticleThe current VA website...VA LinkEffective January 1, 2020, there are no county loan limits for Veterans with full VA home loan entitlement.

I am starting a small business and I called them desperately as I needed funds but now they are charging me 10K for my own credit cards.

The program has been gone for a few years now and unfortunately, does not appear to be coming back.  

It's great that you already purchased your first investment and have plans in mind for the future. 28269 is a good area code for MTR right now.

Are you managing some MTRs in ND now?

Market rate right now is $1200/mo and with renovations (quoted 60-75k in labor) it's hard to say because there aren't much data points, but I think I could fetch $1500-1600/mo.