Property ARV: $450kTotal in: $350kMonthly rent: $4000Monthly taxes & insurance: $530[Loan 1] (via broker)75% LTV1.5% origination fee ($5062)Other fees: $1595 underwriting + $1295 processing (=$2890)Interest rate (floating): 7.25%5 years PPPMonthly P&I: $2,278Rent - PITI = $1,192***If appraisal comes back high enough, may be possible to do 80% LTV at 7.99%[Loan 2] (direct lender)70% LTVNO origination feeOther fees: $1,395 underwriting + $695 processing (=$2090)Interest rate (will not change): 7.375% 5 years PPPMonthly P&I: $2,152Rent - PITI = $1318---------------------------I really like how there's no origination fee with lender #2 so I get to keep more of the money I pull out.

I've managed to house hack my way to owning a fully paid-off 2-bedroom, 1-bath, 900-square-foot home valued at approximately $67,500.

Take a look at BP's blog where new articles are published every day: https://www.biggerpockets.com/blog4.

Most agents are pretty awful at their job and secondly, the good ones may not want to deal with you especially if you have an attitude.

I travel 1-2 weeks out of every month so at this property i want i  can have two roommates anyway to help cover the mortgage.

Take a look at BP's blog where new articles are published every day: https://www.biggerpockets.com/blog4.

At this point, there's no need to do anything. 

Builders and developers are increasingly turning to leasing as an alternative when they cannot sell homes at their desired price points.To succeed in this market, sellers need to be realistic about pricing and be prepared to make concessions.

If I have an option of doing banking at my desk instead of the branch, I'll prefer doing it at my desk. 

INV property rates are at least 1% higher than that, especially for condo's.