So typically the rates are 25% for VRs.

If I apply with an N4 followed by an L1 and I do get that tenant out, is the other tenant allowed to stay there and pay half the rent + utilities and only?  

There is typically a minimum of a 6 month seasoning period.  

My questions is does anyone know what this typically costs?

Unless you need to sell fast, you'll typically get more money listing with an agent (even after commissions).

The leasing or rental of units in those two family homes in which the owner occupies one apartment of that home as his residence is not covered by this law unless: The homeseeker or renter is a recipient of public assistance or housing subsidy; or,The leasing or rental process utilized the services of a person or organization whose business includes engaging in residental real estate related transactions; or,The availability of such unit is made known by making, printing, publishing, or causing to be made printed or published any notice, statement, or advertisement with respect to the rental of such a unit that indicates any preference limitation, exclusion or discrimination based upon race, color, religion, sex, sexual orientation, national origin, ancestry, children, marital status, handicap, veteran status, or public assistance or housing subsidy recipiency.The following text is effective 07/01/93  

I'm planning to utilize @Seth Williams business model mostly from BiggerPockets podcast 39.  

Maybe that property will go to foreclosure and be available in a year or so when I'm more seasoned ;) I had somewhat of an "Ah ha" moment after realizing that I can possibly pursue two paths that are not mutually exclusive for the use of the capital I want to invest:   conventional loans for buy and hold investing, and at the same time utilize hard money lending to rehab distressed properties. 

My first roommate moved in 2 months ago and I have been collecting deposit, rent, and utilities through PayPal because we both have it (we work for the same company).

(figure product in the 2-3/Sq ft range, standard transitions)CERAMIC: $11.50/Sq ft with durarock (figure tile in the 2-3/Sq ft range, standard grade edging and transitions if applicable)A couple steps that might help you find a usable contractor:Retail stores will take you to the bank for flooring, typically.