I am sure your business will do well because of your property management background.  

Also couldn't that technically be considered mortgage fraud?

I have a public accounting background / CPA, and have done real estate part time for the past 7 years. 

I can only speak for myself.....I am a newbie real estate investor but have a legal background.  

When landlords did not have access to credit reports or criminal background checks like they do now, then charging a half-month's rent seemed fair as they could do what you could not.  

She has a background in book publishing and marketing.

They get overwhelmed by the technicalities of different entities.

I ask because I'm wondering how much - if anything I am missing for WI residents if I only check CCAP and don't run a 'background' check.  

lol I think I'm getting it Chris Mason But if all the money goes into escrow in order to be transferred to the seller at closing, then technically couldn't the seller just carry back that 3.5% that the bank won't cover?

Wouldn't my parents need to technically list the place for sale in order for that to happen?