I have quotes from 7 aggressive, apartment specific lenders in the Bay Area and the maximum LTV was 45% one lender could only get to 30% LTV.  

Its all about supply/demand, pricing and of course marketing....that's why I ask. 

The numbers appear aggressive without knowing more about the property.

I assume you have vast understanding of the market where you want to build and what homes sell for, what the inventory supply is and demographics.

What's going to happen to your rents when there is a ton more supply and your unit is the outdated one?

It will be a detriment to many tenants out there and of course make housing supply less attractive 

The right ratio for you will depend on your specific financial situation and how aggressive you want to be.Capital Gains for Long-Term and Short-Term InvestingOne significant difference we haven’t mentioned between long-term and short-term investing is the tax rate for income taxes.

I have had a couple pretty aggressive life insurance agents that have closed me off to the concept of insurance for investment.

You supply a place to live.

Housing prices in the low $90k doesn't bode well for a park.Moving to the supply side, how many other Mobile Home Parks are in the area?