Jewelry is rather tuff unless you know what it is, get it appraised at least by a jeweler and have a lock box arrangement, otherwise you might get a cubic Z.I do gold and it gets tested and locked up.But personal property needs to be identified and detailed on a UCC form, filed for record to perfect a security interest.

Overall I have spent about $5,000 and have been very pleased with the home, but is not a wood frame home (concrete).

So I spent money and it was barely worth itThe appraisals here seem to come at fair market value when you want to buy/sell, but if you want to refinance at the same bank, they come low because its common knowledge to appraisal companies that Banks do not like to refinance in order to keep their risk low.Bought another property at 80% LTV, same thing.

Below this box, you will see a list of names.

Look below this Box, and click on the name of the person that you want to be notified that you made a response to.Raymond

They had always spent too much money on the house, underestimated reno costs, overestimated ARV, assumed best-case scenario on all timelines, etc. etc.My last investor reno I did was for a couple spent all their savings on a home in what's basically a retirement community south of DFW.

As I spent more time there and got to know the owner, he began talking to me about real estate investing.

Our rental properties and our post office box are in the same area of town.

I spent 5 years in Calgary, AB and love the Canadian Rockies.Here is a link to some of the books I've read and recommend to anyone getting into investing.

Because of the VA loan, patriot loans for small business owned by vets and other programs I have some good tools in my box but I don't want to use everything up.