It was one of the few places that didn’t completely tank during the 2008 recession.

If I refinance based off of current appraisals (which are still coming in high) and market tanks you will be under water.  

You would rather they sell a property for less than what is owed, hope that the bank agrees to it, have the home owner lose a bunch of money, and destroy his credit instead of sell a home sub2 for more money just because it 'might' tank his credit??? 

The supply numbers here in Phoenix are in the tank.

Up..End.I wouldn't get those inspirational words on a t-shirt, you're going to lose it when the market tanks. 

I was looking in Birmingham at first but there is to many sharks in that market already.

I have the tanks pumped every 2 years for about $350 each but other than that, i dont have any problems.

And keep in mind, if the market tanks, you still have to live somewhere & your mortgage won't change, so you are pretty much in the same situation regardless (just with roommates). 

He claims that they forgot to includes charges for a tank if fuel oil at the closing.

I have had to answer the infamous late night roof leaking phone calls, and dealt with: leaking toilets, leaking water mains, faulty electrical panels, broken water heaters, broken furnaces, underground oil tanks, troublesome septic systems, late rents, tenants dog eating the walls, unresponsive tenants and every other real or imagined rental horror story that people who are either too afraid or unwilling to, use as an excuse not to invest.