If you're at 75% or less, you should be able to get long term money, even if it's alternative - 30 year ARMs at rates in the 6-8% range, as long as debt service works (rents cover PITI).The other one seems doable too, if same type of deal w/no work. 

. $533 is not enough to cover OpEx, CapEx, Debt Service, and Profit.

Not sure if this would be feasible but under certain circumstances you could pull something like this off.More than likely, based on not just having to open up spaces and the space considerations of new duct-work, but also the service/additional metering requirements to get this done to the utility's liking - I'm guessing the capEx required will not pencil this option out. 

Use a skip trace service and see if you can find a phone number or an email address.

(No ownership... just debt servicing a percentage of gross receipts.)

Write "Return Service Requested" on the envelope.

I also am studying an accountant program, and I also want to change jobs into that field as it will double my personal income, and thus increase our capital and reserves, and also benefit our real estate journey through the knowledge I will gain.

I’ve found loan servicing programs but they are very heavy... anyone have something they use and like?

So Im looking for a possibility of hiring someone to file it for me and pay them for their services.

This time I used Cozy.co background check service and it failed to uncover a prospective tenant's eviction and bankruptcy.