And the majority of commercial lenders have rates in the 6s or 7s right now for most real world scenarios, and being overly worried or concerned about if it's 5 units or 500 units is absurd, both the rents and the loan size will automatically scale up and down accordingly (if anything, the larger unit counts scale better, so limiting someone to X units makes zero sense).

Note, as an experienced landlord I was able to get control of the tenant situation with little issue, raise rent and have had no real issues with the tenant since.

She probably has about another 20 years before retirement. 1) Leave it as a 4 + 2, rent to one tenant, monthly rent about $3800.

If I am getting a primary residence mortgage loan for 3.5% down,  Is the lender allowed to know that I plan to rent the other rooms?

It's relatively outdated as it's a '97 house and apparently code has evolved in the past 25 years.For one, it claims the Electrical Panel breaker box cannot be in the master bedroom closet (which is where it's located) nowadays and there's no outside shut off valve.

FT property located in Colonial Village in Durham, NC.

Prices are typically lower and rents are really good!

I would then rent out my SFH.

I am a wholesaler in the greater Sacramento, CA Market and I'm finding it difficult to locate deals for wholesale.  

They would work enough to pay rent but attend school enough to graduate.