Call the local water authority for recent bills.Lawn care and snow removal.May also have Trash, Pest Control, House Utilities (e.g hallway lights), and admin/professional costs.I'd like to see the breakdown of your PITI/PMI.

But recognize that you simply will make mistakes and don't let that keep you from starting the journey.

@Jeff PearsonSo you’re currently trading time for money and have recognized the difference between owning a job and owning a business,.. and now you want to own another job?

So it is time to recognize he clearly is in over his head and doesn’t see our value but the cost only.

Look for essential and remote workers, up your reserves, increase rents, raise your basic qualifications, screen out an entitlement-freeloader mentality, disrespect of authority, etc.

I also like to make sure my property managers have relationships with the housing authorities to ensure that during times like these (pandemic) I can still have income coming in.  

Just recognize that, while mostly in sync, your intentions aren't 100% in-line.

I recognize there is this affordability/maintainability tradeoff - where along this curve is optimal? 

We have to allow them until their bad behavior authorizes us to remove them.It's a mess.

Found one property listed with a wholesaler, recognized it as being a part of a portfolio and inquired.