I can say that I have not been able to buy a 2-4 unit with under 20% down I think the reason people are consufed is that conventional does have their 97% ltv product however for owner occupied multi family the only option under 20% is

Hi Jason,The management piece on this type of product is the challenge.

And do you have any temp to perm products?

How do I find a GSA loan agent Any reputable mortgage company will have FHA fannie or freddie products. 

There are some pretty nice discounts on many products and services offered as Perks to BP members that you might want to check out: https://www.biggerpockets.com/perks/proIf you are looking to connect with other members near you, or want to learn from people in a specific area you’d like to invest in, or have a desire to find people interested in certain topics, you could use the search feature here: https://www.biggerpockets.com/search/users

v=edmhRI02ai8 15k profit on this one she said...In all I felt we were lead to believe we would get one product when they knew we would not, they just wanted the 600$ upfront fee.So be careful when using this company.

Postage cost was $55.11 and production cost was $25.89.I've gotten a total of 7 phone calls and 3 web site responses, so I guess that puts my response rate at about 4%.

If you want to find a real banker you go to a local bank and find someone that has been doing it for 20 years that can actually make decisions about credit extensions.IMO one of the main reasons we have this repression right now is because of all of this compartmentalizing of stuff and incentivizing lenders to sell financial products instead of retaining them on their own books.

If you're as far as you say you are in the process (sales teams around the country, financial backing, etc) and yet you've come here to ask if there is a market for this product, I would venture to guess that you're going about this in a backwards fashion...As someone who spent 15 years managing some very large tech businesses, and as someone who currently invests in tech startups, I would be a bit turned off if there weren't a large stack of market research PRIOR TO kicking off a big development and sales effort.Just my $.02...

I appreciate it, I guess I should clarify: it's not a pile of irresponsible spending, it's a pile of production bills associated with my business.