@Terrence Williams - I know it seems counterintuitive to not use debt... but basically 2 reasons:1) We bought a distressed deal and the bridge financing would have been too expensive2) Less risk and now we don't have to worry about the debt service 

Megan,Why don’t you give the new company a try instead if immediately switching, who knows, you may like their service structure even better

Most likely they will be satisfied if you continue to make your loan payments on time, but it's always good to read the fine print to be certain. 

Looking for a HVAC personal that will convert a 6 unit building from boilers to individual heating system and wont break the bank doing so. Any comments will be greatly appreciated and also who to stay away from.

Handwritten on white paper, then scanned and printed onto yellow legal pad paper, writing in owner's name and property address, hand writing addresses (and return addresses) into pastel colored invitation envelopes.

These 2 should provide me close to $1,000/mo to cover her student loans after debt service, insurance, capex, opex, taxes, and vacancies.

Now don't get me wrong, they are very knowledgeable people and their help is great, but are their more proactive local services out there?

Nigel McFarlane Hmm, Chris Mason for financing and Evelyn Georgieva for REA services should be a great combo.

Basement including electric service panel, heating system, water heater, meters for all utilities etc. 

When calculating DSCR, we know that the formula is NOI / Debt Service.