I've been in lending for over 5 years now, but this is the first time I now have to file an MCR through the NMLS. 

I was single at the time, so that made it a lot easier. 

Quote from @Calvin Drake: I've found that some of the zipcodes on the northside (32208, 32209, 32206) have adequate opportunities to meet the 1% rule; however, with some deeper looking you most definitely can find properties elsewhere in Jacksonville that may not require as intensive of management as Ken mentioned.Can you explain what you mean by “deeper looking” other than looking at public listings or going into wholesale which I don’t have time for? 

Ideally something that is on web/app that'll allow me to keep track of different items come tax time. 

You will have more wear-and-tear, simply because someone is occupying the house all of the time.

The longer lease, assuming strong credit tenant, means you will have a secured income for a long time.  

It’s unknown if they really worked at the location they said they did after changing jobs. 

Open to any advice from the experts on how to increase traffic as the house would be a great investment for a first-time buyer or to add to a rental portfolio! 

If you have owned it for 5 years and lived in it for 2 out of the 5 years prior to selling it then you will get a proration of the gain tax free for the period of time you lived in it. 

Ohio markets show up 3 times in Zillow’s 2024 hottest markets, with Columbus and Cincinnati taking the top 2 and 3 spots.