I also received my broker's license tho (solely to become more knowledgeable while making personal real estate investments), but I don't see their logic, so I figured I'd turn to BiggerPockets to help me better understand what's going on. 

Qualifications typically center around whether the monthly rental income can at least break even (1.00 DSCR) with the monthly PITI.We would simply need to know the following information to determine eligibility, interest rate, and loan terms for DSCR financing:o Purchase or Refinanceo Property Addresso Monthly Rental incomeo Annual Taxeso Annual Insuranceo Estimated Credit ScoreThe documentation is relatively light as well, compared to a conventional loan underwritten to your personal income/taxes/debts.▪ Entity documents ▪ 2 months of bank statements ▪ Photo ID ▪ Lease agreement (refinance) ▪ Sales contract (purchase)

We've also been exploring properties in person.

i don't see how you do it unless either (1) you are there in person or (2) you have a trusted team on the ground. 

After acquisition, we had gone on to discover that this property was even more ideally situated than we had previously realized.

We have in-person meetups once a month in Northern NJ.

And as we've been negotiating, the more drawn it has become the more we're realizing a lot of the would-be buyers are getting in more vulnerable positions.

I personally invest here for both the cash flow and appreciation.

If you're truly interested in the property then you need to get in front of this person.

Is she liable for any damages or personal financial liabilities in which he will be responsible?