We believe in mentorship and have no problem paying for it if our expectations are met and the group or guru follows through with what we were promised and paid for.  

Some of the adjustable products, the payment stays the same, but the principal to interest allocation changes to the point where people are only paying interest and are now in a negative amortization where the amount they owe is actually going up.

I would start by getting a look at what you're working with - paying for an inspector to visit isn't a bad idea, but depending on how much hoarding was done, it may be wise to remove some of the junk items first so they can give you a more accurate report. 

From my experience, it seems that's why it's hard to find dependable cleaning & property management for STRs because it's a higher volume of turnover of guests, and property owners can only pay so much for management/cleaning.

Since we only pay $25 per month for a large amount of water no one gives theirs up.

I'm currently under contract with another property and this company has already had me pay for appraisal and is trying to get me to order insurance, but I still haven't received an initial disclosure or anything like it confirming the interest rate and everything. 

CONTEXT-(30k in credit card debt, split between 4 cards, mostly in charged off status)(one vehicle loan that was charged off, is now caught up to current, not paid off, 50k original loan amount)(some card companies are contacting me trying to make a deal, so likely only have to pay 20k of debt off.

Do you have to pay them a fee to be in the brokerage?

And yes, I will have my tax professional go over it.

You get what you pay for.