I called the lender, said we had to re-finance the loan to use the LLC EIN.

You're item c only matters to NON real estate investors.

Longterm is $5500 (could have been more but I didn’t fully optimize it for large groups - more risk but more upside)People generally don’t want 5 bed houses during the week in a non tourist city.

I've seen that too which is a little sad considering that's one of the things I miss from working in my old large public firm.I can certainly see where you're coming from and I was wondering myself on how the SUoP would be defined since there isn't really a standard definition defined by the IRS with regard to construction/renovation.

A few appliance repairs or non-payment of rent will eat that away.

I know all about Hard money and private money lenders, but I am wondering is there is a lender out there that could lend me money to buy my own property under my business name and turn it into a rental all while paying market price on my home?

I'm reminded from non-RE friends about how I take risks with real estate and I should be try to be mortgage free but when I look at my stocks, I have no control over the value other than to buy or sell. 

We are pre-qualified from two lenders, but we don't have cash for a down payment or even much in closing costs.

i wanted to refinance right away but a couple lenders said i have to own fir six months first?

I’ve started building a network of lenders and investors here, and I’m looking to deepen these connections and learn from your experiences.If you’re active in Cincinnati’s real estate market and open to discussing potential collaborations or sharing insights, I would love to connect with you.Looking forward to growing together in this vibrant community!