Cats like to play with mice until they've killed them, and then unless they are starving just leave it as is (given the choice a cat would eat a live animal versus a dead one any day).

Is a Heloc or 2nd mortgage a poor choice if I can get this property in shape by January/February? 

I have rental sfr and some multi properties but was thinking that I would like to get into a larger apartment complex, such as 100 units or higher.

Went with Jet Lending and they are considerably high but I had no choice. 

Once you scale larger and your cash flow and the volume of work is there then you can higher in-house something you want to more control of but don't want to do yourself. 

This would not be a good deal for me, but that's a very subjective question.2) Objectively you should refi for 30 years, but there are many subjective influences that can make 20 years the best choice for your personal situation.Sorry, this only qualifies your question!

If it's a larger organization, feel free to inquire about their staff qualifications.2.

I'd go so far as to say this may cause a drop in asset prices, particularly of larger assets which can't be occupied by house hackers. 

Another thing you could do to protect yourself some is request an larger security deposit.

That seems unavoidable since supply will be greater than demand for a time.It could be a good moment for people who have cash to scoop up underpriced merchandise, but I also think the underlying strengths of lending at this point will prevent the larger panic crash we saw beginning in 2008.