I do this: 5% income to Roth 401k (5% company match)10% to Roth IRA20% Saving for the next down-payment(s) (real estate)10% Self Directed investments (Syndicating/Crowdfunding/dividend growth investing stocks, etc.)30% Living expenses (everyday bills) (No housing costs/ no consumer debt)5% Saving for miscellaneous expenses (things like oil changes, snow tires, etc)10% Saving for large purchases (next vehicle, vacations)5% Unallocated / Charitable givingThis works for me because I have no consumer debt or student loans, and my Emergency fund is already funded.

It will consume much time and efforts but it will be worth it.

This business and my goals consume me almost all of the time because my WHY to be successful is something bigger than me.

(no it’s not Iron Condors, Straddles or Credit Spreads)....this unicorn was flying with pigs, ......where hell had frozen over, .,,,..As I stared open mouth I silently thought, “Nobody would believe this, this has got to be the rarest, most unbelievable occurrence ever.”The unicorn read my mind and said (In ancient Hebrew)......”If you think this is rare, try passing a Section 8 inspection the first time around, now that is a truly rare and unbelievable experience.”Anyway.....I’ve had section 8 inspections here in the Bay Area in Concord and Oakland as well as Cleveland Ohio,...either me or the pm had a oreinsoectuin checklist each time, and each time we failed the first inspection because they always find something that is not on the checklist to ding you on. 

I had intended to be in Phoenix, but something came up; Retirement is so time consuming ... :)  With my tongue firmly planted in my cheek, what more can I learn from Robert Kiyosaki than "The mistake Rich folks make is not buying actual gold".  

Keeping and organizing the income and expenses is by far the most time consuming part of doing taxes, and even more so for a CPA who is not going to immediately know what they are looking at when you hand them a shoe box of receipts.  

I am with a few others in that it sounds somewhat knee-jerk to me in response to an unhappy level of debt, consumer and otherwise.4.

@Isaac Pyle I would start consuming educational material as much as you can remotely until you move here.

Either way I'm pretty sure it will consume their whole security deposit. 

Connie Kennedy at Iron Valley Real Estate.