It's not my intent to ignore the attorney's advice, but the structure recommended seems to have some cons that made me question, so I turned to my Bigger Pockets Community for a 2nd opinion.

Is there already a drafted offer to purchase (contract) out there that someone could share or provide guidance on where I could get a contract that I could use to lock down an agreement between myself and a seller with the intent to fix and flip a property.   

Lastly, Keep an eye on the purchase or intent to purchase agreement they have you sign to make sure you are not on the hook for anything outlandish. 

My intent is to move into the upper unit renting out my single family home.

Perhaps, this time look to sign a shorter-term lease (say 9-months) with the intention of finding a SF deal (this kind of forces you guys to act quickly and not be comfortable). 

This was fully documented (& real) as both his motive for a cash out refinance (down payment) and her motive and intent to owner occupy. 

My intention is to do hard money lending and pay down the principal within a year to pay off the property and use the equity for the next deal. 

I was ready to foreclose if I needed to. 20 days to give notice of intent for foreclose and then post foreclosure for the next first Tuesday of the month(with at least 21 days notice).

Since you said your intention is to flip rather than hold it as a rental property, you do have less of a time restraint because with rentals, time spent renovating is time that you're also not getting rent checks.

Has anyone on here do a hardmoney loan with intention to owner occupy a house?