I think it is more beneficial to those who have some money to work the plan versus no down payments or tiny down payments based on luck of finding certain types of deals.

Since this is for 15 year life property or sooner, do you plan to hold the assets for that long or longer. 

My plan is to occupy the  property for a year (to utilize FHA), then rent it out and look for a new property. 

I plan to get a rehab done my rent in Memphis.

Sorry to be this guy... but what a client hopes or expects is a product of poor or non-existent tax planning.

I am waiting on my insurance agent to respond but I'm trying to get an idea of the liability of this and how insurance sees it. 

Part of my plan is to better track my existing portfolio.

Keep in mind a purchased warranty is really just a type of "insurance" 

I am currently a renter in Northern California with no plans to buy in the market where I live.

The plan we have is thru the platform we use to syndicate all the marketing but I believe they have a per listing, per month setup if you are manually adding it to their rent manager platform.Apartments.com has been solid but if you want to advertise, Padmission and other housing assistance programs have been a solid source for us.