They hire the best to do all that, assure success, and then stay close to the process and learn how to simply adopt that process themselves.

The lack of an education due to crappy schools  is a dysfunctional society (A bad district) that decreases the home value and definitely does nothing for the children of that district with a dysfunctional institution.   

@David CozziThe only non recourse loans I’ve seen with 30 year ammo are on institutional grade multi family assets in major markets (miami specifically).

They lending institutions still classify them as residential, unless you are getting a new loan with more than 5 units total. 

The general industry consensus has been that rates will continue to stabilize as inflation diminishes and confidence is restored to individual and institutional investors.

I honestly can’t recall the name because the person I spoke with was pretty much a waste of an individual that stopped returning calls/emails, so I just gave up and decided 99 bips is worth building a relationship with an institution that I already do business with and may need to get a portfolio loan or something from in the future. 

You can also buy books from the Appraisal Institute.

Without mentioning your specific situation or property, I would survey various financial institutions and see which would be better-to refinance as a personal residence or as investment property.

I have adopted that mentality and I pay my fees and don't look back (about $1,000 per year with KW).  

Now a little paranoid, I re-read the Statute:Duty of landlord/tenant:(b) Hold the total amount of such money in a separate interest-bearing account in a Florida banking institution for the benefit of the tenant or tenants, in which case the tenant shall receive and collect interest in an amount of at least 75 percent of the annualized average interest rate payable on such account or interest at the rate of 5 percent per year, simple interest, whichever the landlord elects.