If you have cash & credit you can use institutional money.

One of the things that is unique about this current environment is institutions are in game gobbling up properties at a higher level than ever before.  

@Tony Gunter I'm based in Durham and got a HELOC on my primary residence from Allegacy Credit Union based out of Winston Salem, NC.I didn't have to pay anything out of pocket (beyond a small deposit to open a bank account at the institution) as they gave me a "credit" to cover the appraisal fee.

The biggest lesson learned was I needed to get access to the lending institution's pay off amount.

If the buyer defaults, the pref equity holder should be able to regain control of the property or force the buyer to pay.This is how some institutional investors get into syndicated deals: they provide second mortgage but call it "preferred equity" with terms similar to those if a mortgage.

Both are for institutions .

The payoff becomes less significant with inflation and time.Lastly I'd specify a payment schedule with fixed (rather than sliding)amount of principle applied with each payment as opposed to having the interest front loaded as is the norm with institutional lenders.

Does anyone have any taped lectures or transcripts from any calrton sheets aor Robert Allen Enlighten Wealth Institute seminars.

bank vs institutional etc.)Online info - what dirt can you find about them from a simple search?

But if you want to work at the institutional level, you kinda have to do MBA.