Be sure you city doesn't have harsh restrictions on occupancy of "un-related parties)

So, if you're planning on acquiring properties in affected areas, I would suggest you become an expert at moisture mitigation, mold removal, have the capital to weather another hurricane and the possible event of your insurance provider declaring bankruptcy and going belly up after such an occurrence.Consider this: https://www.theatlantic.com/technology/archive/2017/08/why-cities-flood/538251/*Houston, including its roads, parking lots, sidewalks, and other pavements, along with asphalt, concrete, brick, stone, was originally developed on land that, not for it's development, would have naturally absorbed water.

I would be very interested to hear from long time investors who have weathered the storms either crashing-and-burning and coming out stronger or simply getting through the cycle bruised but not battered.Having searched for a topic and thread like this one, I don't think there is one quite exploring this aspect of real estate investing where we lay bare all our failures but it would be incredibly instructive to us newbies to learn from those who have gone before and come out the other side weary and with scars to show from the battle.Hope you will find int in yourself to share so those of us who are new can learn.

So I have several older apartments and with the weather getting really cold, I've been getting some pipes bursting.

So right now I am leaning toward the big bank, but I am concerned that they may appraise the property more harshly which could default the loanThe property is a turn-key deal with tenants living there for the past 5 years, and no plans to move. 

My reasoning is that it only makes sense to locate further to the east and south for warmer weather.

BP community, Roof is damaged from weather and city squirrels.

Loans if it’s a Fannie Mae or Freddie backed are the same weather you are an ex convict, dentist, doctor, or mother Teresa.

Now, in terms of weather ... it's always sunny in South FL :-)Good luck!

I live in an area where winters get cold though.....so do you really think someone is going outside to smoke in 10 degree weather.....likely not.