If that's not possible, you can use the guide below to find a way to hold them responsible.HOW TO SHARE UTILITIES 101You have a property with two or more units and the utility meters are shared.

Feature/Service BlueVine Axos Bank Mercury Novo Interest Earn interest on checking account balances High-yield savings accounts No interest on checking; conditions on savings No interest on checking Fees No monthly fees, minimums, or incoming wires Low fees, but some services might have fees No monthly fees No monthly fees, but specific activities may cost Account Management Free incoming wires; easy online management Comprehensive online banking, specialized for real estate Easy to open multiple accounts; digital management tools Easy integration with tools; user-friendly interface Specialization General business banking Tailored for real estate and property management General, with a focus on startups and tech companies General small business banking Accessibility Limited physical branch access Online-focused, limited physical branches Fully online, no physical branches Fully online, no physical branches Integration Basic digital banking tools Some integration capabilities Strong API for custom integrations Good integration with business tools Cash Handling Not ideal for cash-heavy businesses Can handle cash through ATMs/restricted branches No cash deposits No cash deposits

I have a fully rebuilt 3/2 in oceanside close to the ocean with all utilities run to the back yard (ready for an ADU and JADU if you want).

But you want to be fully in just 1 property "until" rates come back lower?

Would like to pick up a 2-4 unit complex for under $700k.

B) you would get significantly higher rent for an entire unit than just a single room in your house.

I would definitely hire a management company if I plan to rent the property.Back up plan is to stay there two years, sell the property and avoid paying taxes.Fellow BiggerPockets community, I would love some advice on evaluating whether I should flip the property to reinvest in a bigger home or multifamily unit or rent the property with a management company?

If you are in a condo building look at Section 718.110(13), Florida Statutes, provides as follows: “An amendment prohibiting unit owners from renting their units or altering the duration of the rental term or specifying or limiting the number of times unit owners are entitled to rent their units during a specified period applies only to unit owners who consent to the amendment and unit owners who acquire title to their units after the effective date of that amendment.”

Is it better to invest in one 3-4 unit multi family first or 2-3 cheaper single family homes? 

The only things I would buy in flood zones are units that are generally flood-proofed, meaning the ground level is not residential.