Then shop around as to programs for investors.Most will look at a debt coverage of 125% or more commercially, ratios will be slightly tighter for investors than the leeway given to homebuyers.Another possibility might be borrowing from the Trust, ask the administrator or Trustee.

If the price is too high shop around.

(shop it up) see if you can get the purchase price lower to account for that. 

Cute, 1950's, all hardwood floors, .60 acre, no HOA, 1 mile from downtown with restaurants, shopping, banks, etc.

Shop around compare prices.

@Russell Brazil@Richard Sherman@Nik Moushon  Hey you guys may or may not be familiar with Bruce Norris.He runs a large HML shop in LA basin ( inland empire) and is a renowned speaker on the markets mainly in CA but it translates to the whole US with some of his bigger theories. 

- GC asks for 15k for the kitchen upfront and then walks off the job you’re out of 15k- On the other hand, let’s says it’s 5k in labor for the kitchen, you have decreased the monetary loss if he/ she walks off the job 3) you don’t get any of the benefits of buying in bulk and the GC maybe marking up materials - set up a Home Depot Pro Xtra account and the GC shops on your behalf and the PRO desk calls you for a credit card over the phone.

I'm going to shop around, I'll report back what I find in case it helps anyone else.  

Maybe I can shop around though? 

I would search for brokers in that area to have them shop some policies for you.