The rates are good too and normally very competitive, but may not be equal to online shop or even just random phone shop.   

Property appreciates to $600k, which makes the new equity equal to $200k...sounds good, right? 

. % and above the lender will require a professional PM, net worth equal to loan amount, x number months reserves on deposit, and your first born.

-If you are serious about getting started purchasing real estate, know that the W2 is crucial.

Can I include something in the lease that states that repair costs of common areas will be split between all security deposits equally if nobody admits fault?

The dilemma behind the question is this: I have heard the on the market podcast crew say that rising mortgage rates equal rising rental rates (correct me if I'm wrong), so part of me wants to go for my max market rental rate, but I've also heard the sentiment from multiple acquaintances/mentors who have been in the industry a long time relay that economic downturns lead to more people losing jobs and more evictions, and that hedging against vacancy and turnover by offering a lower rental rate to solid tenants is a better play than getting max dollar. 

You broke the ice and now, and you are a step further than most people who say they are in the “Real Estate business”. 10 offers equals at least one accepted offer right, you have at least 8 more tries and after that if you still don’t get an offer you hit the reset button look at the numbers again, look at the market, see how your offer letters could improve, are you just throwing a number out there or are you offering a solution to their problem.

This said, it has been my experience that were my race different and everything else were equal, my opportunity in real estate would be different. 

If they are VERY professional, they will have their processes in writing as verification that policies are enforced equally and fairly by their entire staff.6.

These groups are crucial to increasing your knowledge base and network circle.