@Dale Miller I would and do use a HELOC for shorter term usage.

Since you're a homeowner and have multiple properties it will all come down to your Sch E and couple with your work income and other debts.

The new NEC 2020 is out and it states (note that it is for "locations that are supplied by single-phase branch circuits rated 150 volts or less to ground are required to have GFCI protection for personnelYou have to check and see if your city/state require NEC 2017 or NEC 2020 or neither (like Phoenix AZ)  but it's good to follow the code anyway.2020 Edition: Section 210.8Dwelling Units 210.8(A)All 125- through 250-volt receptacles in the following locations that are supplied by single-phase branch circuits rated 150 volts or less to ground are required to have GFCI protection for personnel.Bathrooms210.8(A)(1)Garages and accessory buildings210.8(A)(2)Outdoors210.8(A)(3)Crawl Spaces210.8(A)(4)Basements (finished and unfinished)210.8(A)(5)Kitchens210.8(A)(6)Sinks210.8(A)(7)Boathouses210.8(A)(8)Bathtubs or shower stalls210.8(A)(9)Laundry Areas210.8(A)(10)Indoor damp and wet locations210.8(A)(11)Boat Hoist555.9Other Than Dwelling Units 210.8(B)All 125-volt through 250-volt receptacles supplied by single-phase branch circuits rated 150 volts or less to ground, 50 amperes or less, and all receptacles supplied by three-phase branch circuits rated 150 volts or less to ground, 100 amperes or less, installed in the following locations are required to have GFCI protection for personnel.Bathrooms210.8(B)(1)Kitchens or areas with sink and permanent provisions forfood preparation or cooking210.8(B)(2)Rooftops210.8(B)(3)Outdoors210.8(B)(4)Sinks210.8(B)(5)Indoor damp and wet locations210.8(B)(6)Locker rooms w/shower facilities210.8(B)(7)Garages and accessory buildings210.8(B)(8)Crawl spaces — at or below grade210.8(B)(9)Unfinished areas of basements210.8(B)(10)Laundry areas210.8(B)(11)Bathtubs and shower stalls210.8(B)(12)Both Dwelling and Other Than Dwelling UnitsCrawl Space Lighting Outlets210.8(C)Specific Appliances210.8(D)Equipment Requiring Servicing210.8(E) [210.63)Outdoor Outlets210.8(F)Sump Pumps422.5(A)(6)Dishwashers422.5(A)(7)Swimming Pools and Similar Inst.See Article 680* Other GFCI requirements scattered throughout the NEC.

@Sebastian E. yes the stay affect pre-covid eviction cases. we have about 8 that are waiting.

Most of the time you want to e in the suburbs North, East, and South of KC.

.• Must have a delinquency notice (letter or e-mail) from your landlord• Must provide a copy of your lease agreement AND receipts for most recent 3 months of payment (various forms of proof of payment are accepted)• Must qualify based on household income.

If it doesn't say anything then IMO you can push and restrict usage. 

I just got the free e-books and they're in my queue to read next after I finish some of the BiggerPockets books I have. 

If it's cash, you should be able to close with e-signatures.

. $4451 - $3900 = $541 rent lossPITI on new primary + 541) / monthly W2 income = DTI(Although in the real world this math is run per property... but the aggregate numbers would be the same.)The 75% rule applies to any property you've acquired recently (or put into rental use recently) such that it doesn't yet show up on your tax returns or was acquired midway through the year such that the info on your Schedule E wouldn't be representative of ongoing income and expenses).For a property that shows up on your prior year's tax filing, we analyze the Schedule E the math goes like this:Net Sch E income or loss + depreciation + amortization + HOA dues + mortgage interest + MI + homeowners insurance = net income(net income / 12) = monthly incomeMonthly income - PITI/HOA = rent income or lossThere's one more add-back that can go on the list above... if you've had unusual one-time expenses during the prior year (major renovations, disaster losses... pipe burst, flooding, fire) you can add those back.If the property was out of service for a period of time due to the above unusual expense, but has been re-rented, you can sometimes make a case for going back to the 75% rule.I should add that this goes for properties that show up on your personal tax return (whether titled to you or an LLC).