Susan, as you said, it is not overly complicated to create an LLC your self.

My concern is that it would be starting over with all new complications and it is a 26 unit apartment complex, so a lot of moving parts. 

Also, I had written off DSCR loans because I was told these were complicated and there were better finance options out there.

If they were separately metered, each tenant would pay the $116.50 base fees and their individual use, which would be 3x higher than what they pay when sharing a meter.There are a lot of options out there, but don't make it more complicated than it needs to be.

The specifics get pretty complicated. 

But the process of presenting an offer to a potential seller really doesn't have to be as complicated as we've made it with agent coordinated transaction.

Sometimes seller financing is a bit more complicated then folks want to process since its not 'the norm'.

I have plans to continue to buy more rental properties, complicating taxes further.I need tax help.

However, there is a 3-year buy-back period, which complicates things in NH. 

We might force something to happen early and he is out for the $5k (maybe less) or, like nearly any litigation, there could be unknown complications that turn this into a $50K case.