Hello,If I purchase a rental property in Miami this year and close under my name initially, and then transfer the title to a LLC the same year, do I need to anticipate TWO times the property tax hike for next year? ...

Like everyone else is saying you need to show you actually have the funds to buy the property.

If you buy the expensive kitchen cabinets , and the contractor accidently drops a $900 section .

She said nothing about buying it before sale.

Investment Info:Single-family residence buy & hold investment.

Personally, I'd never buy the biggest house, or the most expensive house on the street.

If I am buying from you, and you plan to do some work on my purchase AFTER the closing, I will not mind, as long as you're going to do it well.

Buy more investment properties? 

As long you can provide a reasonable story and supporting docs to persuade the underwriter that you are buying this house in this state as your main primary house.

TLDR: If you're in year 4 of 10 and pay the mortgage off, your payoff balance will be adjusted to reflect the cost of buying a gov't bond that will produce the equivalent amount of dividend payments for the remaining 6 years (in other words, one way or another, the lender is absolutely going to get their 10 years of payments).