Hi all,    I'm looking for recommendations as to what insurance companies provide landlords with liability insurance beyond the typical property damage and bodily injury coverage.  

Just wondering how everyone else is doing this, since the agent is acting like this is going to complicate things.  

And from what I remember your situation is fairly complicated anyway with parents needing to 1031 and you renting from them. 

What goes into it matters of course, and I'm not a lawyer, but it wasn't really a complicated arrangement so I felt comfortable with it and so did my lenders.To be clear, I wasn't exactly seeking out private investors.

BUT if your cleaning business paid the stay fee through CHBO from the cleaning co's LLC, just another expense for your cleaning co, and taxes for the CHBO business is simple no complications.

You will also have to file a NC tax return for the income earned by the NC rental that was reported to NC on your WY LLC tax return.You have setup a complicated structure for your rentals. 

I have not heard of anybody dying from an IRS audit complications yet.

They spend unnecessary labor and time to make coverage more and more complicated just to make a few more dollars of profit.

I heard short sales can be complicated

The 1031 Exchange is complicated enough, but the 121 Exclusion adds quite a bit more.