If it's a bank or other institutional lender (a company whose business is lending), you should expect they are plugged into the credit bureaus and will report your payment history there.If your lender is a private person, like a friend or family member, or maybe a local person who makes a few loans a year, I would assume they are not plugged into the credit bureaus and the loan won't show up on your credit report.Keep in mind that if you apply for other loans, and they ask you for a schedule of real estate owned and mortgages you're responsible for, and you omit a property and/or private mortgage from that listing, you'll likely have committed fraud by saying that you're submitting complete information about your financial situation but intentionally omitting something.In other words, a loan/property may not show up on your credit report, which means a lender you're applying to for a mortgage may not know about it, but that doesn't mean you're not required in the application process to list it anyway, and it does mean that if you intentionally omit it, you're probably committing fraud or breaking some other law(s).I would assume that the loan could show up on your credit report, and that you will be listing it in future loan applications to institutional lenders, and behave accordingly.

Really appreciate all the feedback and support, an update on the property, i've gotten current Cap Rate, unit by unit rent breakdown, and even better found out the property is not rent controlled. currently working on formulating the project to present to private investors but i dont have private investors!!!

If you buy and renovate I would try to find a Private Lender if she does not want finance that would include the funds for the repairs/rehab.. 

Raise another 50k of private money.

You can get all the private money that you want or at least however much someone gives you.

My biggest pet peeve is the the way you have to deal with balances on a credit card. 

One of the biggest question is the cap expense value factor if you can do that by not adding any foundation. 

Our first flip we did with our own cash and some private credit lines that we had available thru a credit union and a couple of different banks.We seriously spent just under twice what we thought we would and ended up taking several months longer to sell than we hoped. 

Met a bunch of people in real estate and now function as a private lender.

I would like to find out what are the minimum requirements for a foreigner to apply for and own property overseas. do the same lessons that we have learnt on the biggest pockets podcast still apply to foreigners lessons such as the no money or low money down deals if so how can we apply for such as I would like to know the goals I should work towards.