I think my biggest concern as far as advertising goes is my budget.

The roof in this property is my main concern with it being slate and I noticed it had a couple of loose tiles.

If you have concerns, I usually request a "City-Will-Serve" letter from the City in which they provide a formal letter stating that the City service has capacity to accept your added flows.

Two of the common areas of concern for HELOCs I see out there is the 10 year maturity date and the adjustable rate.

As for privacy...what are you concerned about?

If the vendor is licensed then it may not be necessary for them to accompany the appraiser at the property, but they would need to make sure the tenants were notified.

@Paul HenningI see two sides to this.First, you have a prior relationship with your current Realtor, and pricing seems to be your primary concern, so why not discuss pricing with them?  

Pay the loan down a little bit and make it not last 30 years if that's your major concern.

Feel free to reach out to me for any further questions/concerns.

As far as you are concerned he has used it one year.