If I were to buy my second property in the future, I would ideally like for it to be a duplex, triplex, quadruplex so that I can move into one of the units, rent out the others, and also rent out my first property fully.After doing more thinking and math, my other strategy is that I could go invest that $1000 into the market (which makes me a higher return than 4.875%) as well as rent out the two extra rooms that are currently not to aid in paying off my mortgage.I am wondering what y'alls thoughts are on these two strategies?

I am working with my accountant and CPA to ensure this works and the have suggested this path forward.

I will reach out to my brokerage but wondering if any of you had experience in this in Florida (or anywhere).

Use the spreadsheet that I suggested above to see exactly what the effect of principal pay down is.

If so, any suggestions on what alternatives we should consider?

If you plan to invest close to the bay area, I suggest looking at Brentwood.

Hi Marco, i know this is a very old post but I am wondering if you would be willing to share what you used (info removed) or if you have since come up with a generic gap funding contract you would be willing to share?

@Victor Tobon Too bad you are leaving the wonderful city of San Diego but good for you for taking action with the boot camp. 

Now, let’s say you partnered with someone on a 50/50 basis, as you suggest.  

Trying to make some passive income and open to suggestions