Last year we were able to connect an investor of a coastal six plex with our personal credit union and due to strength of borrower and property, they provided a non-member with a 25% down mortgage with a 25 year amortization on a property the seller was requiring 'cash only' due to the presumed challenges of multi family financing. 

do ur due diligence on the individual. ask questions because this is interesting. take the cash if everything checks out. definitely keep an eye on the property. 

A great way to network and meet people in your local community is to attend in person meet ups.

This would allow you to secure funds without placing a lien on the new property.Personal Loan:Investigate personal loans from banks or online lenders.

Keep us updated with what you figure out and good luck!

I personally use this for my biz and know of many folks who have cold calling service using this.

Can I refinance into a DSCR loan just the 83K and keep the owner finance loan on the side?

Since, you will have to do business with them on your properties on a personal level.

Which is how they are able to keep their losses, and their rates, down.

If the IRA fails to pay property taxes or insurance bills - you are then personally responsible, which would be a violation of the IRS rules.