Appreciate the advice on the financing, we are going to talk to lenders and family/partners as our next step and simultaneously running numbers again to squeeze this as much as possible before making a final decision.

It appears the US is finally taking the social distancing thing seriously. 

So we finally qualify for a mortgage this year after 2 years of self-employment... we wanted to buy our first property, a 2-4 unit place with FHA this year... but with the whole coronavirus thing, supposedly the market prices are supposed to go down... but I live in a small town, and no one here seems to want to reduce their prices as of yet... prices are pretty expensive here on the west coast.

Finally, what is your goal with this property?

Heather gets it, finally someone who gets it!

I am getting somewhere...finally!

It's a matter of spending some time to read it, and then if it still seems possible you ask the City staff, and finally before proceeding too far you pay for expertise with a local engineer/architect that can point out the nuances and pitfalls you might not see. 

But, on the flip side, said operator now is sitting on $750k in investor purchase fees and can maybe finally buy some RE of his own.

We kept pushing through until we started to finally get some “yes!”

We kept pushing through until we started to finally get some “yes!”