It's borrowing to borrow and over leveraging.

You could also look into a business line of credit since you won't need to borrow as much. 

You should understand your borrowing position prior signing the contract. 

The structure I have with two of my lender, they are borrowing at four and a half percent from the bank I pay a total of 10 percent so they're making 5 .5 percent , on that money.

As they say, borrowing money is cheap! 

I hold my own personal investment portfolio in Indiana but I work with a lot of borrowers in FL. 

Since your LTV ratio is 33 percent, you have 67 percent equity in your home.This also determines how much you can borrow.

You can also borrow against a stock portfolio. 

Do you know the borrower?

He wanted 35% seller finance for up to 5 years at 5.5 % but I knew it wouldn't make sense for me so I started drawing my offer.My offer is 2m SF at 0% for 180 months and 2m I borrow at basically 7% for 30 years - which comes out to $13,306.05/m for loan and $11,111.11/m seller finance - now together it its $24,417 (NOI = 27,442-24,417 = $3,025) - very low cashflow but I would be able to refinance sooner or later and pay back the owner full sum, and better pray occupancy will stay at 100% for at least 2 years.