And since I buy in quality neighborhoods with a long history of strong demand, limited supply, and therefore rent increases, my cash flow per unit tends to go something like $100/mo first year, $200/mo second year, $320/mo third year, $450/mo forth year ... as opposed to being cheap and buying in less desirable neighborhoods where the cash flow goes $300/mo first year, $300/mo second year, $300/mo third year ... you are actually losing purchasing power in this case after factoring inflation.

@Jill Haselman set appointments with 5 small banks and credit unions' commercial loan officers (total, not each) they tend to have better service AND terms.

Full disclosure : I’m a geographer(GIS specialist) 40ish hours/week, so you can say that I tend to think about location , location , location.

All these alternatives tend to more flexible when it comes to lending than the major banks.

We encountered the same thing, and ended up buying in the next town over where the prices and taxes weren't as high.We tend to look at properties (2-4 units) that are fully occupied.

Weall started from somewhere and you know yourself better than anyoneelse.I suggest that you clearly define your criteria and what you are looking for.Based on the area you choose, a local Investor-Agent can help shorten your learning curve and saveyou a lot of headaches as they tend to understand the market better.Additionally, here are 5 top ways to scale your real estate investment business.1.

Also, they will tend to lend nicer to someone who is looking to grow.

I know water bills tend to be minor, but I’ve seen more foolish things for people to argue about.Additionally, you mentioned you own a 3 storeretail strip, so far in your experience has a commercial rental been a worth while venture?

I can only talk about our time lines.. quickest start to finish with shovel ready lots tends to be 9 months and longest about 18.. so if we get it done quicker than 12 of course that juices our APR substantially. 

However, for many people, 401k makes a lot of sense for tax purposes as well as because in general people tend to consider index funds to be relatively reliable in the long term.