Hi everyone,My name is Brandon Chung, and I am a first-year college student learning about real estate investing.

Unfortunately many turnkey companies will inflate the estimated rental rate to help drive sales.

With rates at this level I an not sure places will cash flow at 80% loan value. 

You can find good lenders through the Find a Lender tab up top.

was thinking of letting them know I leg rent more than a certain amount here in California unless that person decided to move out and one of their other not on the contract tenants signed a new lease at the higher rate?  

I would warn to be wary of choosing the lowest monthly rate, that is often a huge trap. 

Wasn’t sure if the flat rate would be on the high or low end honestly :) 

Here are some of the reasons for this: i had an insurance claim with my LLC about 5 years ago and now my insurance is through the roof, interest rates are slightly higher i use the LLC because I will be getting a mortgage.

If you are looking to refinance with a rate and term or non-qm option you may be looking at around 6 month season.

The purchase price is right and the seller has an assumable mortgage in place at a very good rate.