So I'm thinking maybe keep that amount plus a buffer amount in case I need to sustain operations for 6mo and make a capex.

I'd like the new heating system to satisfy the following:1) Minimally invasive: I'd rather not tear out the old plaster to run new gas, water, electric, or ducts throughout the building2) Cost effective: I'm working with a budget and need to make sure whatever is chosen won't break the bank3) Transfer the cost: The new solution must pass heating costs to the tenant ... electric preferred4) Energy efficient: Tenants won't want to renew their lease if their electric bill skyrockets5) Effective: The winter months can be chilly in Virginia, and the system needs to be able to heat the rooms effectivelyThanks for your input!

They call me an example of the kind of affordable-housing landlord that is part of the solution to the housing problems of the urban ghetto.I won't tell you how much I have invested in real estate.

Offer them solutions.  

Was it the sufficient cash flow to live with for you to sustain a better lifestyle? 

So I need HELO with creative financing solutions.

This is obviously not feasible, sustainable or deflationary and creates a further risk escalation in the intensity of a subsequent decline in confidence or ramifications.

Given the age of the house, that's a nice-looking solution.

The instance that "broke the camel's back" was reading the comments in which a borrower was trying to contact the asset manager to figure out some sort of solution to her delinquency.

There's several cloud solutions, but they don't interest me since I can't import my transaction history into them.