I'm contemplating if it would be better off in the future to have all long term units or if there's no cost difference for types of rentals. 

You can't say you aren't taking Section 8, but you can say all applicants will be considered as a whole and it has not been licensed for Section 8 in the past and you had no plans to do it.

pid=2107Houston Real Estate Highlights in July, 2024:-Single-family home sales rose 1.8 percent year-over-year;-Days on Market (DOM) for single-family homes went from 42 to 44 days;-Total property sales were down 2.1 percent with 8,969 units sold;-Total dollar volume increased 4.4 percent to $3.8 billion;-The single-family median price increased 2.9 percent to $350,000;-The single-family average price rose 4.7 percent to a record high of $445,440; -Single-family home months of inventory registered a 4.3-months supply, up from 3.1 months last July;-Townhome/condominium sales continued to decline, falling 19.5 percent, with the median price up 0.7 percent to $221,500 and the average price declined 0.8 percent to $261,123.

The only way to exclude a mortgage debt (no matter how many payments have been made) is IF the party making the payments is also obligated on the debt.

That is a NO NO!

I just looked at my brokers contract and there’s no way I’m signing it.

Enter the total cost of utility and the number of days the tenant occupied, and the spreadsheet could calculate the total charge.

And built by real estate investors for real estate investors so you get the bookkeeping categories you need with no extra baggage you're paying for but not using.

Conventional loans only, no DSCR. 

If you have only 1 month supply everything sells and sellers don't have to offer much discount.