I currently have a house hack in West Allis and if I were in your shoes, I would start by pulling one off in Milwaukee.

You file bankruptcy and are done with it... now the bank is solely on the line holding half a million dollars in bad real estate.

Banking solely on appreciation can be a gamble, unless you have strong data that suggests that a particular market will appreciate.

Always willing to learn from others or bounce ideas off other people in my shoes.

It is illegal to deny solely based on that and the fine is only $1000.

I’m married and have my current home fha solely under my name in NJ.

The plan is to build entire communities that will be solely designated as SFR rental neighborhoods.

The next year you take the new account value (on December 31st) and divide it by 42.6, then 41.6, 40.6, and so on.Here's the table: Single Life Expectancy TableI don't know your situation so this certainly isn't professional financial advice, but if I were in your shoes, I may look at withdrawing just enough each year to fill up the lower tax brackets.

Some of the work can be done solely from the outside (i.e. the roof). 

Are you depending solely on Real Estate?