That's major mining operations up there, periodic resupply for decades, the needs of thousands of people taken care of regularly.

If you’ll start regularly adding, then I’d look for something more tax efficient.

Gotta be able to sleep at night too.  

My business is regular residential sales and investment properties.   

They drive jacked up 4x4s and chew tobacco in their sleep. 

You'll sleep better.

I am one of the few who doe's, what I reference here is from 1st hand experience, not theory or what was read or heard, this is something I have personally been involved with and am actively involved with regularly at this time, we call it a "Tuesday" in my brokerage, lol.

It is a developing community and seniors are retiring/selling there homes on a regular basis (Fredericksburg area as a whole).

Unfortunately, back then with recycling, each unit get 3 pails, one each for for regular, paper, plastic and metals, with the unit number on each pail.

I am curious what people’s thoughts are to a HELOC as opposed to the lump sum of a regular loan?