The lease payment replaces the electric bill, often with a lower amount, so from a cashflow angle it usually improves the customers position.

Positioning. 

I have never ever heard of a downpayment loan (2nd position) for 30 years. 

Using your rank without (ret.) automatically can be seen as a use of your official position.

"you either lied on that paperwork, or you're lying to me the judge," and either way you're SOL and Freddie Mac is secure in his lien position (which is what Mr.

I like areas that are higher quality and can weather the storms of the cycles better. 

You're likely in a much better position going with a Variable & 30 yr AM.

Currently, I live in the Boise / Nampa area in Idaho and am in good position to find a new job.

It is easy to find yourself in a position where the cost of clearing the property is greater than the land itself. 2.

A good strategy is to use the LOC to make an all cash purchase, that way you increase your bargaining position, then once the property is yours, get a lower interest 30 fixed loan on it, & repay most of your LOC.