Read The Millionaire Next Doorhttps://www.amazon.com/Thomas-J-Stanley/e/B000APC2MY/ref=dp_byline_cont_book_1How to Finance any property https://www.amazon.com/gp/product/0757001351My favorite way is to go to REIA MeetingsSee https://www.biggerpockets.com/rei/real-estate-clubs/Ask the organizer if you can make a 30 second commercialSay "I am looking for 2 - 3 private investors, I pay 9% in 90 days, I do rehabs, you get Real Estate Security with a note, you get 9 x 4 or 36% return, and you can use your IRA money! 

I have a few rental 30 products.  

Was just setting up a LOC with an investment lender when things with the pandemic put a halt to the product that was being offered.

Get in tune with your buyers and get searching for product (properties).  

Then refi out of the FHA, lowering your mortgage payment.Last thing to consider is a non-FHA low-down payment product.

If you are valuing based on replacement cost, that could be a valid comparison.

But, one thing they won't result in is lots of what people often refer to as "affordable" housing - these projects are still expensive to build, and they still need market per sf rent rates in excess of current market product to make financial sense. 

If you are not working with an attorney, then you probably don't have a reasonable company agreement, and aren't privy to the formalities involved with keeping your entity "valid".

If you head over to the Loans, Mortgages, Credit line forums here in Bigger Pockets, you will likely get a lot of help in various products available.

Coincidentally its the least productive property of my portfolio.